Reasons you should order an appraisal from Proficient Appraisals NE, LLCEvery year, thousands of people in Massachusetts buy, sell or refinance their home. A lot of these transactions have a simple line item for an appraisal. Almost all lenders still need a local expert because the stakes are so high, even though there are an increasing number of automated home valuation processes that might seem less expensive than an appraisal. You might think that obtaining a mortgage is the only reason to get an appraisal, but there are additional situations when the services of a licensed, independent real estate professional could be helpful. 
Contest your tax assessmentIf you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Proficient Appraisals NE, LLC is your best evidence when building your case. At Proficient Appraisals NE, LLC, we're capable of assisting you in appealing your tax assessment. PMI removal to reduce your mortgage paymentWhen the amount being loaned to the homebuyeris more than 80% of the actual value of the real estate, almost all lenders ask home owners to purchase this extra insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often bundled into the monthly mortgage payment and is soon forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress requiring lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met. Proficient Appraisals NE, LLC will produce a statement regarding the value of your home, and the cost of the appraisal can generally be regained in just a few months because you'll no longer be paying the PMI. Order an appraisal from Proficient Appraisals NE, LLC Order todayGet a clear valuation on a home for divorce settlementsA divorce can be an especially traumatic event for both parties, and it is often more complicated by the troublesome decision of who gets the property. So both parties are completely aware of the true market value of their house, it's a good idea to get an appraisal from Proficient Appraisals NE, LLC, regardless of the circumstances. If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Fair and accurate estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals. And since a home or other property often makes up an uneven share of the total estate value, knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal. Move to or from Middlesex County for workEmployee relocation is a stressful event, and we understand. We take great care in setting up a convenient appointment time for the appraisal inspection. During our intensive inspection, we suggest relocating employees to provide feedback on the positive characteristics of their property, along with information about any current sales or listings in their neighborhood that they want considered. Close on your home promptly — for the right priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees rest on our efforts to finish the appraisal report and and aren't related to the sales price. On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses are one the market. 
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